| Abstrak/Abstract |
Intisari
Perlu analisis hukum terhadap pertimbangan penggabungan secara umum guna menciptakan struktur industri perbankan nasional yang kuat dan kompetitif serta responsif terhadap tantangan pada waktu mendatang dan pertimbangan khusus bergabungnya PT BNI Syariah dan PT Bank Syariah Mandiri ke dalam PT Bank Syariah Indonesia, yakni sebagai ikhtiar menciptakan tenaga baru pembangunan nasional serta kontributif terhadap kesejahteraan masyarakat luas dan menunjukan performa perbankan syariah di Indonesia yang modern, universal, dan memberikan kebaikan bagi segenap alam (Rahmatan Lil ‘Aalamiin). Isu ini memiliki signifikansi untuk dikaji berdasarkan hukum dan syariah karena dapat menjadi rujukan hukum di kemudian hari. Penelitian dilakukan berdasarkan penelitian hukum normatif dan analisis secara kualitatif. Hasil penelitian menunjukan bahwa pertimbangan dan proses penggabungan mendasarkan pada peraturan perundangan-undangan dan telah memenuhi prinsip syariah dalam arti pemenuhan terhadap nilai-nilai dan tujuan bank syariah, serta selaras dengan fungsi hukum sebagai sarana pembangunan guna mencapai kemaslahatan umat dan seluruh rakyat Indonesia.
Abstract
Legal analysis are necessary to the general considerations for merging in order to create a national banking industry structure that is strong and competitive and responsive to future challenges and special considerations for the merger of PT BNI Syariah and PT Bank Syariah Mandiri into PT Bank Syariah Indonesia, namely as an effort to create new and contributing national development workers. Towards the welfare of the wider community and shows the performance of sharia banking in Indonesia which is modern, universal, and provides goodness for all nature (Rahmatan Lil 'Aalamiin). This issue has significance to be studied based on law and sharia because it can be a legal reference in the future. The research was conducted based on normative legal research and qualitative analysis. The result of this research shows that the considerations and the merger process are based on statutory regulations and have complied with sharia principles in the sense of fulfilling the values and objectives of Islamic banks, as well as being in line with the function of law as a means of development in order to achieve the benefit of the people and all the people of Indonesia. |
